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Personal Loan

Personal loans are unsecured loans provided by the banks without taking any collateral security, though some PSU banks may insist on a guarantor. Personal loan can be taken for any personal requirement ranging from marriage to holidaying or maybe to buy a lifestyle product or medical emergencies. The end purpose is not important to the bank as long as it is not for speculative trading.

Personal Loan Documents

Apana loan provides you with personal loan to fulfill your dreams with minimum documentation*:

 

List of documents for Salaried:

  • 1. Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)

  • 2.Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • 3.Latest 3 months Bank Statement (where salary/income is credited).
  • 4.Salary slips for last 3 months.
  • 5. 2 Passport Size photographs.

 

List of documents for Self-Employed:

  • 1. KYC Documents : Proof of Identity; Address proof; DOB proof.
  • 2.Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

 

*Conditions apply


*Apana loan reserves the rights to call upon additional documents at its discretion.


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